Kefiw

Archived noindex page. Kefiw's public focus is Property decision help.

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This older Kefiw page is kept for reference, marked noindex, and removed from the primary sitemap. The current Kefiw experience is focused on property decisions: cost, quotes, damage, buying, selling, owning, and packets.

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When to Run Gig Net Floor

Five specific moments where the real hourly tells you whether to keep driving.

Gig math should run after shifts, before offer acceptance, and at the end of every week.

Gig drivers check app earnings hourly and real hourly approximately never. The gap between those two numbers is where the car equity goes. Run the math at these five moments and the gap closes.

Quick answer

Gig math should run after shifts, before offer acceptance, and at the end of every week.

What you are trying to do
Five specific moments where the real hourly tells you whether to keep driving.
Best next step
Gig Net Floor
Limit to remember
Treat this as a practical aid for the task, not a replacement for professional judgment.

Key points

  • End of every week: aggregate all shifts, divide total net by total hours. This is your true wage. Compare to alternatives honestly.
  • Before accepting low-pay batches: a $7 order for 12 miles is $0.58/mi — below the $0.67 cost line. The app is paying you to wear out your car.
  • After gas price spikes: the IRS $0.67 assumes ~$3.50/gal. At $4.50+, adjust mentally — real hourly is lower than the tool shows.
  • Before a big maintenance bill: if your last 60 days averaged $11/hr real and you owe $1,800 for brakes, that is 160 hours of gig work. Decide knowingly.
  • When comparing gig to a W-2 offer: W-2 $16/hr with benefits beats gig $18/hr real almost every time after depreciation catches up.
  • When pipeline hits a dry stretch for freelancers: gig work is fallback income only if the real hourly exceeds the MVR — otherwise you are trading time at a loss.

Examples

  • The weekly review
    Week of 5 shifts, gross $820, 680 miles, 38 hours. Operating cost $455.60. Net $364.40. Real hourly $9.59. Below local min — either change strategy or change platforms.
  • The $5 offer decline
    Platform offers $5.50 for 11 miles. Operating cost $7.37. You lose $1.87 per accepted order. Declining is profit.
  • The W-2 comparison
    Warehouse job: $17/hr, insurance, 40hr/wk. Current gig real hourly: $11.50. Switching raises take-home by ~$220/wk and removes vehicle depreciation entirely.

When to use which tool

Related

Frequently asked questions

Should I keep a spreadsheet? Trust & accuracy

Yes. Date, platform, gross, miles, hours — five columns. Most gig workers who raise their real hourly did it after the spreadsheet forced honesty.

What about multi-app stacking?

Run each platform separately. Stacking on DoorDash + UberEats often means more dead miles, not more money — and the combined math only works if both platforms pay above $0.67/mi.

How should I use a decision framework in real life? How-to

Use a decision framework to expose the tradeoff, not to outsource the decision. Write down the inputs, compare the output with your constraints, then ask what would change the answer. The strongest use is scenario testing: base case, conservative case, and failure case.

Is this financial, legal, or tax advice? Trust & accuracy

No, this is not legal, financial, tax, medical, or professional advice unless the page explicitly says that use case is supported. It organizes assumptions so you can inspect them. Verify high-stakes choices with qualified people who can review facts, contracts, regulations, and downside risk.

What assumption matters most in a decision model? Edge case

The most important assumption is usually the one you are least certain about and most emotionally attached to. Change that input first. If the recommendation flips after a small change, the decision is fragile and needs more evidence before you treat the model as useful.