Care · Senior Care
Assisted Living Cost Calculator
Use this to compare care settings and budget pressure before making calls.
Estimate assisted living base cost, care-level add-ons, extras, annual cost, and five-year exposure.
Estimate inputs
Base rent is only the starting point. Care-level fees, medication management, supplies, transportation, laundry, and move-in fees can change the real monthly bill.
Assumptions
- Rates vary by city, care level, shift length, and agency/facility.
- Medicare, Medicaid, VA, LTC insurance, and state programs can change out-of-pocket cost.
Care-cost planning boundaries
Care planning should compare settings, family workload, public benefits, tax/payroll obligations, safety, and respite. It should not promise eligibility or replace medical, legal, immigration, tax, or benefits advice.
- Medicare generally does not cover custodial nursing home care when custodial care is the only care needed.
- Hiring a household caregiver can create wage, overtime, Form I-9, payroll tax, and Schedule H obligations.
- Bringing a foreign caregiver is not a simple cost-saving shortcut. Lawful paths are limited and fact-specific.
Related tools and tracks
Source links used for this calculator family
- CMS 2026 Medicare Parts A and B premiums
- Medicare 2026 costs
- Medicare Part D costs and late enrollment penalty
- Medicare nursing home coverage
- IRS 2026 HSA limits
- IRS 2026 health FSA limits
- IRS Publication 926 household employer guide
- DOL domestic service fact sheet
- USCIS domestic workers Form I-9
- USCIS H-2B temporary non-agricultural workers
- DOL H-2B program
Source check and limits
Last source check: April 28, 2026
Scope checked: Care cost planning, Medicare long-term care boundary, and family-budget framing only; provider, plan, location, and eligibility details vary.
- Care cost and workload estimates vary by location, provider, care setting, health status, family support, benefits, and safety needs.
- This calculator helps organize questions and scenarios. It does not provide medical, legal, financial, benefits, or insurance advice.
Kefiw shows the assumptions used so you can audit the math before relying on the result. This tool does not provide legal, tax, payroll, accounting, medical, insurance, benefits, immigration, compliance, or provider-specific pricing advice.