Run the number before the number runs you.

Estimate federal self-employment tax, income-tax reserve, and monthly or quarterly set-asides before gross revenue gives you false confidence.

Best for: Freelancers, consultants, creators, and sole proprietors who need a tax reserve before pricing or spending.

Estimate quarterly tax planning payments using current income, prior payments, withholding, uneven income, and safe-harbor assumptions.

Best for: Self-employed workers and small-business owners who need a catch-up plan or a boring recurring tax rhythm.

Score whether the business is reserving enough for taxes based on income, expenses, withholding, prior payments, irregular income, state assumptions, and upcoming deadlines.

Best for: Self-employed operators who need to know whether tax cash is protected or quietly mixed into operating money.

Estimate how much to catch up after a missed or low quarterly tax payment, then build a forward reserve plan.

Best for: Self-employed people who missed a payment, underpaid a quarter, or need to stop ignoring the shortfall.

Estimate how W-2 withholding and self-employment income interact so users do not overpay, underpay, or guess.

Best for: People with a job plus freelance, consulting, creator, or side-business income.

Create a tax reserve plan for freelancers, consultants, creators, and businesses with uneven income.

Best for: Operators whose income arrives in spikes, seasons, launches, retainers, or uneven client payments.

Review common self-employed expense categories and see which ones may deserve documentation, business-use allocation, or professional review.

Best for: Freelancers, consultants, and small-business owners turning messy expenses into a record checklist.

Flag expenses that may need stronger records, clearer business-use allocation, capitalization review, or a more conservative treatment.

Best for: Freelancers, creators, consultants, sole proprietors, and small-business owners with messy expenses.

Score how well an expense or category is documented before tax season turns it into a memory test.

Best for: Freelancers, creators, consultants, and small-business owners cleaning up records before filing season.

Compare LLC/default taxation and S-corp election planning after reasonable salary, payroll costs, filing costs, state costs, and admin time.

Best for: Profitable freelancers and small-business owners testing whether S-corp treatment survives admin drag.

Estimate possible S-corp savings after reasonable salary, payroll taxes, payroll service, bookkeeping, filing, state costs, and admin time.

Best for: Owners with enough profit to consider S-corp treatment but enough uncertainty to want a conservative spread.

Stress-test S-corp savings against lower profit, higher salary, higher state costs, payroll cost, filing cost, and admin time.

Best for: Owners who saw an exciting S-corp savings number and want to know whether it survives conservative assumptions.

Build a practical owner-salary planning range for S-corp modeling using role, time, skill, responsibility, comparable pay, and business economics.

Best for: Solo S-corp owners and consultants who need a defensible salary assumption before trusting distribution math.

Estimate fixed cost, delivery cost, owner cost, and the break-even pressure behind the business.

Best for: Solo operators, consultants, and small teams building a rate, break-even, or cash-reserve plan.

Find a rate that covers taxes, expenses, non-billable time, and actual take-home needs.

Best for: Freelancers, consultants, and fractional workers whose hourly rate feels high but take-home still feels thin.

Understand how price, cost, markup, and margin interact.

Best for: Service businesses, contractors, consultants, and small sellers testing discounts, cost creep, and margin targets.

Calculate the revenue, clients, or units needed to cover costs.

Best for: Owners deciding whether pricing, volume, fixed costs, or owner pay makes the model too fragile.

Separate revenue, expenses, owner pay, taxes, and retained profit.

Best for: Operators who need to know whether revenue is becoming durable profit or only more activity.

Score a price based on cost coverage, margin, taxes, non-billable time, scope risk, discount risk, and client concentration.

Best for: Freelancers, consultants, agencies, and operators deciding whether a proposed price can survive real delivery.

See how a discount affects margin, profit, workload, and how many extra sales are needed to recover.

Best for: Owners, freelancers, and sellers deciding whether a discount is strategic or just margin damage.

Convert extra meetings, revisions, support, and small asks into margin loss and a revised price.

Best for: Project-based service providers whose work keeps expanding after the price is set.

Find the minimum price you can accept before a project becomes low-margin, stressful, or strategically wrong.

Best for: Freelancers, consultants, and agencies preparing for negotiation or rescoping.

Calculate which clients actually make money after meetings, support, revisions, discounts, and payment delays.

Best for: Service businesses, consultants, and agencies deciding whether to keep, raise, renegotiate, or exit a client.

Compare hourly, project, retainer, subscription, and value-based pricing based on risk, scope clarity, client needs, and delivery pattern.

Best for: Operators choosing a price structure before packaging an offer or renewing a client.

Plan a price increase based on margin pressure, cost increases, client value, timing, and retention risk.

Best for: Freelancers and small businesses deciding how much to raise prices and how much churn the increase can survive.

Compare cost, flexibility, management load, commitment, ramp time, and operating fit before deciding between a contractor and employee.

Best for: Owners deciding whether the next helper should be contractor, employee, agency, or a smaller role.

Estimate the real cost of an employee after employer payroll taxes, benefits, equipment, software, recruiting, training, PTO, manager time, and ramp time.

Best for: Owners budgeting a first employee, a replacement hire, or a role that may not carry itself yet.

Compare hiring, automation, delegation, simplification, and deletion before adding permanent overhead.

Best for: Owners deciding whether the next move is a person, a contractor, automation, documentation, or deleting low-value work.

Estimate whether revenue, margin, and profit can support current or planned headcount.

Best for: Owners testing whether a first employee, next employee, or team expansion can carry itself.

Score whether a potential hire is supported by revenue, role clarity, recurring need, cash reserve, management capacity, and process maturity.

Best for: Owners who feel close to hiring but need to know whether the role, process, and cash base are ready.

Estimate the cash cost of recruiting, onboarding, training, equipment, software, manager time, and low initial productivity before a new hire reaches full output.

Best for: Owners deciding whether the business can carry the ramp period before the hire becomes useful.

Score whether a role is clear enough to hire for, or whether the owner is trying to outsource confusion.

Best for: Owners turning founder overwhelm into responsibilities, boundaries, success metrics, and a 30/60/90 plan.

Estimate how much owner or manager time a hire, contractor, or automation system will require.

Best for: Owners who need to know whether the hire gives back capacity or turns into a new management job.

Design a short contractor trial to validate workload, process clarity, cost, and outcomes before hiring.

Best for: Owners who need help but are not ready to make the work permanent.

Identify work that should be deleted, reduced, batched, or simplified before hiring or automating.

Best for: Owners whose workload is heavy but not all of the work deserves a person or software.

Stress-test a hire against revenue decline, delayed ramp, higher benefits, slower collections, and client loss.

Best for: Owners who can afford the hire in a normal month but want to know what happens in a bad month.

Forecast revenue using visible assumptions for current revenue, new sales, churn, client loss, payment delay, and conservative/base/aggressive scenarios.

Best for: Operators who need a forecast that shows leads, churn, and cash timing instead of one optimistic number.

Score how fragile a revenue plan is based on client concentration, pipeline quality, close rate, sales cycle, churn, payment delay, and cost structure.

Best for: Owners who have a forecast but do not trust the assumptions enough to hire, spend, or relax.

Convert a revenue goal into the leads, calls, proposals, close rate, average deal size, delivery capacity, and sales cycle required to reach it.

Best for: Small teams and consultants who need to know whether the sales goal is physically plausible.

Score pipeline quality based on stage support, decision-maker access, next step, close probability, sales cycle, and payment timing.

Best for: Owners and small sales teams checking whether forecasted deals are qualified enough to build around.

Estimate how much revenue, profit, cash flow, and replacement work depend on your largest clients.

Best for: Agencies, consultants, B2B services, and small businesses that rely on a few large relationships.

Estimate how many months the business can operate if revenue slows, payments are delayed, or a client leaves.

Best for: Operators deciding whether cash can carry payroll, owner pay, taxes, contractors, and operating costs through a bad month.

Calculate how late payments affect cash flow, payroll, tax reserves, owner pay, and operating runway.

Best for: Service businesses, agencies, consultants, and contractors deciding whether deposits, shorter terms, or reminders are needed.

Estimate how customer, client, subscriber, or retainer churn affects revenue and how much new revenue is needed just to stay even.

Best for: Subscription businesses, agencies, consultants, and retainer-heavy operators watching revenue leak out the back door.

Estimate how much new revenue is needed to replace churn before the business actually grows.

Best for: Recurring, retainer, membership, and subscription businesses where new sales may be backfilling lost revenue.

Model monthly, annual, churn, support cost, payment fees, acquisition cost, expansion, and break-even customer count for subscription offers.

Best for: Operators launching retainers, memberships, SaaS, subscriptions, or annual plans.

Measure how stable retainer revenue is based on contract length, scope clarity, renewal risk, utilization, client dependency, and payment timing.

Best for: Consultants, agencies, fractional operators, and productized service businesses using recurring retainers.

Compare growth from new customers versus expansion, upgrades, renewals, win-backs, and price increases.

Best for: Operators deciding whether acquisition, retention, expansion, packaging, or pricing is the next revenue lever.

See how fixed costs, variable costs, margins, payroll, software, capacity, and planned growth investments affect profit as revenue grows.

Best for: Owners testing whether growth improves profit or just adds a heavier cost structure.

Estimate monthly and annual software spend across tools, seats, teams, renewals, contracts, and usage-based charges.

Best for: Small teams and technical operators cleaning up unused subscriptions, duplicate tools, and silent price increases.

Model cloud spend across compute, storage, data transfer, database, logging, monitoring, support, AI/API usage, and growth assumptions.

Best for: Startups and small technical teams that need a vendor-neutral cloud bill stress test.

Find wasted software spend from inactive, unnecessary, duplicate, admin, contractor, or over-permissioned seats.

Best for: Teams auditing seat-based tools before renewal, headcount changes, or budget cuts.

Estimate whether software saves time, shifts work, adds maintenance, reduces errors, or creates future tech debt.

Best for: Operators deciding whether a tool or AI subscription actually changes the workflow enough to pay for itself.

Compare subscriptions, annual plans, lifetime licenses, price increases, and usage duration.

Best for: Operators and buyers choosing between monthly subscriptions, annual plans, and one-time software purchases.

Estimate migration, data transfer, refactoring, contract, and dual-running costs.

Best for: Technical teams comparing cloud optimization, migration, repatriation, or vendor lock-in costs.

Score a software stack based on utilization, ownership, duplication, renewal risk, contract flexibility, workflow value, and cost growth.

Best for: Teams that need one stack-level readout before cleaning up seats, renewals, duplicate tools, and ownerless software.

Identify software contracts that need review before auto-renewal, true-up, price increase, or cancellation windows close.

Best for: Operators and finance leads building a renewal calendar before vendor terms lock in another year.

Find overlapping software categories and estimate the cost of duplicated workflows, duplicate seats, and fragmented ownership.

Best for: Teams with multiple project, docs, CRM, analytics, AI, design, or operations tools doing related work.

Score whether tools have clear business, technical, budget, renewal, data, workflow, and exit ownership.

Best for: Small teams that need governance without building an enterprise procurement department.

Estimate whether an AI tool actually saves time after subscription cost, prompt work, review time, errors, training, adoption, and workflow redesign.

Best for: Teams testing AI subscriptions, AI workflows, copilots, assistants, and automations without trusting demo math.

Estimate AI API cost from tokens, requests, users, retries, context, cached inputs, output length, and usage growth.

Best for: Product teams pricing AI features, support assistants, workflow automations, and usage-based AI endpoints.

Stress-test cloud cost against traffic, storage, data transfer, logging, AI/API usage, incident spikes, and margin pressure.

Best for: Technical founders and product teams trying to catch cost spikes before launch, growth, or feature rollout.

Calculate cloud cost per customer, user, transaction, tenant, API call, case, or AI assist, then compare it with pricing and margin.

Best for: SaaS founders, product teams, and agencies connecting cloud bills to customer, tenant, transaction, or AI-assist economics.

Estimate whether reserved instances, savings plans, committed-use discounts, or annual commitments are likely to save money or create underused obligations.

Best for: Teams deciding whether to commit cloud spend while workloads, regions, usage, or architecture may still change.