Property · Buy/Sell
Seller Proceeds Calculator
Use this when you need the one-page answer: sale price minus every visible deduction.
Estimate what you keep after payoff, commission, closing costs, title fees, prorations, association charges, repairs, and concessions.
Plain English
If I sell, how much money might I keep?
This starts with sale price, then subtracts payoff, agent fees, repairs, credits, and closing costs.
Start here: Run a realistic price, a lower price, and a best-case price.
Estimate inputs
Assumptions
- Local custom and contract terms decide who pays many fees.
- Use a title-company estimate before relying on final numbers.
Decision check
Before you act on the number
The output is useful only if it survives the missing-scope, fragile-assumption, and next-step check.
Mistake check
Optimizing sale price while ignoring the check after payoff, prep, credits, and closing costs.
What people forget
- Payoff timing
- Concessions and repair credits
- Prep cash that may not return value
- Title, tax, and association line items
What makes it go bad
- A high offer nets less than expected
- Cosmetic prep eats cash without changing buyer behavior
- Commission savings reduce support or exposure more than expected
What to do next
Sellers usually run realistic, low-offer, and optimistic net sheets before committing to prep or price.
Build a packet with the three net scenarios, prep assumptions, missing fees, and agent/title questions.
Closing math that sellers miss
A seller net sheet should not stop at commission. Title company charges, escrow fees, tax proration, association resale certificates, association dues, transfer fees, payoff demand fees, repairs, credits, and concessions all change the usable proceeds.
- Tax proration can be a credit or debit depending on local custom, closing date, and whether taxes are paid in arrears.
- Association fees vary widely. The safest calculator pattern is to expose each line item instead of hiding them in one percentage.
- A title-company quote should be used before signing final documents.