Kefiw

Archived noindex page. Kefiw's public focus is Property decision help.

Archived page

This older Kefiw page is kept for reference, marked noindex, and removed from the primary sitemap. The current Kefiw experience is focused on property decisions: cost, quotes, damage, buying, selling, owning, and packets.

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Asset Liquidator

Compare short-term gig income with the wear and value lost from your car.

Real profit is gross pay minus an estimated cost per mile. The mileage cost represents fuel, depreciation, insurance, tires, and repairs. Some gig shifts look profitable until the car cost is counted.

Part of: Saving & Spending Calculators

Start below
Fields marked optional can be skipped; results update as you type
ASSET_LIQUIDATOR
Gig income minus true vehicle cost (IRS $0.67/mi)
Gross pay
$
Miles driven
Hours worked
APP EARNINGS
$220.00$1.22/mi
NET WORTH IMPACT
45%net / gross ratio
True vehicle cost
−$120.60
Real profit
$99.40
Real hourly
$12.42/hr
$ per mile
$1.22
▸ METHODOLOGY
Real profit = gross pay − (miles × IRS rate $0.67). The IRS standard mileage rate anchors the full cost: fuel, depreciation, insurance, repairs, tires. Real hourly = real profit ÷ hours worked. Many gig drivers mistake gross for income — this separates revenue from asset cannibalization.

How to use

  1. Enter gross pay for the shift.
  2. Enter miles driven.
  3. Enter hours worked.
  4. Read real profit, real hourly pay, and how much vehicle wear reduced the shift value.

Examples

$220 gross, 180 miles, 8h
True cost $120.60. Real profit $99.40. Real hourly $12.42/hr. Net impact 45%.
$150 gross, 200 miles
True cost $134. Real profit $16. Net impact 11% — mostly liquidating.

Before you trust the result

Check the inputs that matter most: dates, rates, units, costs, and any optional fields you skipped. A calculator can only work with the numbers entered here, so use the result as a decision check rather than a final answer when money, health, tax, legal, or safety consequences are involved.

If the result feels surprising, change one input at a time and watch which number moves. That usually shows the real lever behind the decision.

Next up

Car eating income? See what gig work really nets.Gig Net Floor → Thinking of selling? Price the liquidation cleanly.Liquid Value →

Frequently asked questions

› Can I use actual cost instead of IRS rate? Trust & accuracy

The IRS rate is a strong default. Track your own fuel + depreciation + maintenance and substitute if you prefer.

› How does this differ from Gig Net Floor? How-to

Asset Liquidator frames the tradeoff as dual earnings/impact dials; Gig Net Floor checks real hourly against minimum wage. Same math, different view.

Tips & related reading

See the Saving & Spending Calculators hub →

Tips & how-tos

Relevant links

Related tools

Gig Net Floor

What DoorDash or Uber actually pays after IRS mileage depreciation — real hourly vs the minimum wage floor.

Minimum Viable Rate

The absolute minimum hourly rate to match a corporate salary after self-employment tax, benefits, and non-billable time.

Time Poverty

Real hourly wage after transit time (uncompensated labor) and transit cost eat into shift earnings.