Big Life Decisions, By the Numbers
Move, retrain, cut, reconnect — the big life-structure decisions, run through simple math.
When to relocate (break-even on moving cost), when to retrain (payback including opportunity cost), when to purge subscriptions (lifetime cost compounds), and which relationships actually pay out (credit vs debit on a visual balance).
Start here
- Subscription Purge — Fastest ROI — every cut pipes directly into Runway Zero.
- Geographic Arbitrage — Biggest multi-year lever when the math works.
Featured tools
Geographic Arbitrage · Migration Horizon
Calculate the break-even month for a move. Monthly gain = (income − cost) at destination minus origin. Horizon visual with plane marker.
Upskill ROI · Investment Recovery
Calculate the true payback window on a course or bootcamp, including opportunity cost of study hours. Recovery progress bar with 24-month reference.
Subscription Purge · Leak Detection
List every recurring subscription, see the monthly bleed and the 10-year lifetime cost. Sinking-ship visual with drip animations. Pipes recovery into Runway Zero.
Social Utility · Balance of Connection
Weigh support and positive energy against conflict and drain. Balance-scale visual with tilt indicator. Signals pattern, not judgement.
Guides & explainers
- Geographic Arbitrage Break-Even GuideUse move cost, monthly gain, commute, and risk buffers before treating relocation as free savings.
- Upskill ROI Payback GuideEstimate how long a training investment takes to recover without pretending a course guarantees a raise.
- Subscription Purge and Social UtilityTwo different leak checks: one for recurring payments, one for recurring relational drain.
Related clusters
Frequently asked questions
› Why pair these four tools? Troubleshooting
Each addresses a different axis of life logistics — geography, skill, spending, people. Together they cover the big "am I in the right configuration" decisions without overlapping scopes.
› How does this connect to the Finance suite? How-to
Subscription Purge pipes its monthly recovery into Runway Zero directly — cutting $50/mo extends your bankruptcy date by weeks. Upskill ROI complements Minimum Viable Rate. Geo Arbitrage pairs with Runway Zero for the "where should I live" calculation.