Property Checklist
Property damage claim and repair checklist
A universal property damage checklist for proof, mitigation, insurance questions, restoration bids, rebuild scope, contents, sale/rental proof, and decision packet inputs.
Best for: Water, mold, sewer, flood, fire, smoke, storm, roof leak, rental, and pre-sale damage decisions.
Use when: Use this when you are not sure which damage checklist fits or when multiple scopes overlap.
Kefiw does not adjust claims, interpret your specific policy, receive private claim documents, or decide coverage.
Plain English
What proof should I save before cleanup changes things?
Use this to save photos, dates, receipts, readings, quotes, repair proof, and damaged-item notes.
Start here: Check the boxes you already have, then use the missing boxes as your question list.
Damage facts
Every damage packet starts with source, timing, safety, affected areas, and proof.
Date/time and source
CoreRecord discovered time, likely start, damage source, active water, contamination, safety concerns, and affected rooms.
Photos and videos before cleanup
CoreCapture source, rooms, materials, contents, exterior/weather evidence, utilities, and temporary mitigation.
Stop-condition notes
Sewage, floodwater, electrical risk, gas smell, fire damage, structural movement, unsafe air, and sagging ceilings should be escalated.
Mitigation, restoration, rebuild, contents
Damage decisions go bad when these phases are bundled together.
Mitigation scope
CoreStop damage from getting worse: extraction, tarping, board-up, drying, source control, or stabilization.
Restoration/cleanup scope
Dry, clean, remove, sanitize, deodorize, stabilize, or handle contents.
Rebuild/reconstruction scope
Repair drywall, flooring, cabinets, trim, paint, electrical, HVAC, finishes, and permits.
Contents inventory
Track personal property, furniture, electronics, clothing, stored items, clean/discard decisions, and receipts.
Claim, cash, and signing questions
The next step should be visible before signing or filing.
Deductible and policy questions
Collect declarations page, endorsements, flood policy, sewer backup language, ACV/RCV, limits, and claim number if opened.
Bid clarity
Compare equipment days, moisture readings, demolition, containment, rebuild separation, exclusions, insurance billing, payment schedule, and completion proof.
Qualified verification
List who should verify safety, insurance, legal, contractor, code, sale, rental, or local-rule questions.
Before you act
- Estimate the cost, collect the proof, compare the bid, then decide whether to claim, pay cash, restore, or rebuild.
- Use the decision packet before signing a restoration authorization or opening a weak claim.
- Do not upload or send private claim documents through Kefiw unless a page explicitly explains how that information is handled.
Decision packet prompt
Build a packet with damage facts, source, proof, mitigation, restoration, rebuild, contents, policy questions, bid clarity, missing documents, and qualified verification.
Open the decision packetUse this before requesting or accepting an estimate
A checklist is useful before monetization: collect the evidence first, then use it to run the calculator, compare the bid, build the packet, or request a cleaner estimate. Do not send private claim documents through Kefiw unless a page explicitly explains how that information is handled.
Checklist FAQ
Should I wait to use this checklist until the claim is open?
No. The checklist is useful before cleanup, before signing, before filing, before an adjuster visit, and before sale or rental documentation conversations.
Does this checklist decide coverage or contract terms?
No. It helps organize proof and questions. Verify policy, contract, safety, legal, and local-rule issues with qualified sources.
What should I do after completing it?
Run the related calculator, build the Property Decision Packet, compare the bid, or request an estimate only after the key proof and missing questions are visible.