Property Checklist
Seller net sheet document checklist
Documents and assumptions to collect before relying on seller proceeds, net sheet, commission, concessions, prep ROI, or closing cost estimates.
Best for: Sellers comparing list price, offers, commission terms, repair credits, closing costs, payoff, taxes, and association costs.
Use when: Use this before listing, before accepting an offer, or whenever a concession changes the seller net.
Plain English
What papers should I collect before this decision?
Use this to keep the quote, cost, document, and question list in one place before you sign or pay.
Start here: Check the boxes you already have, then use the missing boxes as your question list.
Price, payoff, and proceeds
The seller's check can be wrong if payoff timing, concessions, credits, or prep costs are missing.
Payoff estimate
CoreUse current principal balance for planning, then get payoff timing when an offer is real.
Estimated sale price and backup scenario
Run optimistic, realistic, and lower-offer net sheets rather than one headline price.
Commission terms
Clarify listing-side commission, buyer-side concession strategy, minimum fees, admin fees, and negotiated changes.
Seller credits and concessions
Separate closing cost help, rate buydowns, repair credits, commission concessions, and occupancy terms.
Closing and association line items
Small title, tax, HOA, and document fees can distort a net sheet when they are hidden in a percentage.
Title company fee estimate
Ask for settlement, policy, recording, courier, wire, endorsement, document, and escrow line items.
Tax proration assumption
Check tax year, proration date, local custom, and whether the latest tax bill is being used.
HOA or condo fee schedule
Collect resale certificate, transfer fee, statement fee, rush fee, unpaid dues, assessments, and violations.
Prep and repair decisions
Prep spend should be tied to blocker removal, buyer perception, negotiation leverage, or net value.
Repair estimates
Sort each repair into must-fix, likely negotiation item, buyer perception quick win, cosmetic maybe, or skip/credit.
Receipts and disclosure notes
Keep work proof and note items that may need disclosure under local rules.
Listing timing cost
Estimate carrying cost, market timing, and delay risk before approving prep that takes weeks.
Before you act
- Run seller proceeds, net sheet, commission, closing cost, and prep ROI calculators.
- Compare concession-heavy offers in the property option comparison matrix.
- Verify contract, title, tax, association, and brokerage assumptions with qualified professionals.
Decision packet prompt
Build a packet with payoff, three net sheets, commission terms, concessions, prep spend, repair choices, title fees, tax assumptions, and association charges.
Open the decision packetUse this before requesting or accepting an estimate
A checklist is useful before monetization: collect the evidence first, then use it to run the calculator, compare the bid, build the packet, or request a cleaner estimate. Do not send private claim documents through Kefiw unless a page explicitly explains how that information is handled.
Checklist FAQ
Should I wait to use this checklist until the claim is open?
No. The checklist is useful before cleanup, before signing, before filing, before an adjuster visit, and before sale or rental documentation conversations.
Does this checklist decide coverage or contract terms?
No. It helps organize proof and questions. Verify policy, contract, safety, legal, and local-rule issues with qualified sources.
What should I do after completing it?
Run the related calculator, build the Property Decision Packet, compare the bid, or request an estimate only after the key proof and missing questions are visible.