Property Hub
Home selling decisions
Selling decisions feel thin when the only answer is sale price. The useful answer is what you may actually keep, which line item can move, and which prep spend creates risk.
Use the guides to frame the decision, then use embedded estimators and checks to find missing scope, fragile assumptions, bad incentives, and the next question to ask before signing or spending.
Plain English
I want to sell. How much might I keep?
Look past sale price. Subtract payoff, agent fees, repairs, credits, taxes, HOA, and closing costs.
Start here: Start with seller proceeds, then decide which repairs are worth doing.
Decision tools and guides
Calculator
Seller Proceeds Calculator
See the one-page answer: sale price minus every visible deduction.
Calculator
Seller Net Sheet Calculator
Compare listing prices, offers, concessions, repair credits, and payoff assumptions.
Calculator
Real Estate Commission Calculator
Calculate total commission, buyer-broker concessions, admin fees, and negotiated reductions.
Calculator
Seller Closing Cost Calculator
Separate seller closing costs from a vague percentage estimate.
Calculator
Home Sale Prep ROI Calculator
Sort prep into must-fix, quick-win, maybe, and skip-or-credit.
Damage
Damage Before Selling a Home
Decide whether to repair, disclose, credit, or price around active or repaired damage before listing.
Checklist
Seller Net Sheet Document Checklist
Collect payoff, commission terms, concessions, title, tax, HOA, prep, and repair documents before trusting the net.
Compare
Property Option Comparison Matrix
Compare offers by net value, concessions, repairs, timing, paperwork, and risk.
What sellers forget
Net proceeds can be wrong even when the sale price is right. Payoff timing, concessions, prep spend, title fees, taxes, association costs, and repair credits all change the real check.
- Run at least three net sheets: optimistic list price, realistic accepted price, and low-offer stress case.
- Do not spend on prep until it is sorted into safety, lender/insurance blocker, buyer perception, or cosmetic wish-list.
- Commission savings should be tested against exposure, service, buyer-side strategy, and negotiation value.
What would make the decision go bad
The sale plan fails when prep consumes cash without improving net proceeds, or when an offer looks strong until concessions, credits, and timing are visible.